CLICK THE LEASE/RENTAL HOMES LINK TO THE LEFT TO SEE ALL AVAILABLE HOMES AND CHECK BACK OFTEN FOR UPDATES. Most of these Homes can be purchased with low down payment and the rents shown or you can opt to put a small percent of the purchase price down and rent for low low monthly payments!

Renters
If you are looking for a clean and high quality rental our selection is outstanding. Please click on the lease/rent link to your left to view our homes. Double click the photo for more details on each home.


Lease to Own vs. Rent?
Why give money to a landlord that will not give back? Leasing to own provides you a home of your own that you don't have to give back at the end of one year. Your deposit becomes a downpayment on the house and you can receive credit monthly on your downpayment. You build equity because the price is fixed today, if the market goes up, you stay locked in. You also build credit and prove to the bank YOU CAN AFFORD THIS HOUSE! The mortgage for purchase of a Lease/Purchase home is much simpler to obtain because you have already proven you can afford the payment. Many of our homes offer owner financing for part or all of the downpayment. We give you up to 2 years to qualify. In the mean time, it's yours, you can decorate it, improve it and add to it's value.


Don't need to Lease Purchase? Buy now while rates and prices are low
We can help you own today too. We have years of experience in getting people qualified to own their own home today. You can BUY LIKE THE INVESTORS BUY! Use our discounts, we don't mind! We sell dozens of homes built by top local builders and they reward our buyers with incentives and bonuses. So why not buy like the investors do? Call us today to find out how.


History and Facts to Know
Lease to Own has been used for years as a competitive way to buy a house with damaged credit or difficult to verify income. It's popularity has only recently become known throughout the community. Don't be fooled by crooks and scam artist who offer large monthly rent credits, check with your lender first. Chances are if they tell you that you are getting 25 to 50% of your rent back, they are overcharging you in the first place! We will certainly help you qualify and if rent credits fit your situation we will gladly work them out, but we will only do this if your needs suit this program. Many people loose hundreds or thousands by this trick. The lenders will only allow a rent credit of the amount of "excessive rent" paid monthly. So if you pay 1200 and your neighbor pays 1100 for the same house you could get 100 per month credit. The appraiser determines this at your closing time. We want you and your lender to obtain independant appraisals. While most lease purchase homes are sold at prices reflecting moderate appreciation for the term of the lease, many are overpriced. WE want to be sure you get the house for it's fair market value and that you are afforded the opportunity to determine this value.

Neighborhoods
We work with 9 builders in 40 plus subdivisions. We are constantly seeking out new areas and homes.